Baseline connects to your bank, auto-tracks every dollar, and uses AI to give you insights you can actually act on. No spreadsheets. No guessing.
No spam. Feature updates and tips only.
What you'll see inside the app
Three steps. No manual data entry. No complicated setup.
Securely link any US bank or credit union in 30 seconds via Plaid. Read-only access — we can never move money or see your login credentials.
Baseline auto-suggests budget amounts based on your spending history. Accept, tweak, or let the AI generator build them from scratch in seconds.
Ask anything, anytime. "Am I on track?" "Where did I overspend?" Your AI financial coach gives answers based on your actual numbers — not generic advice.
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Baseline
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Other Apps | |
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| Setup time | ✓ 30 seconds | ✗ 5-10 minutes |
| AI-powered insights | ✓ Included | ✗ None |
| Manual entry required | ✓ Never | ✗ Often |
| Price | ✓ Free forever | ✗ $15-30/month |
| Ads | ✓ Zero | ✗ Frequent |
| Design | ✓ Modern, clean | ✗ Cluttered |
Ask anything about your money in plain English. Powered by Claude, your AI advisor understands your actual transaction data — not just generic financial tips. Proactive alerts, weekly check-ins, and budget recommendations included.
✦ Pro featureConnect any US bank in 30 seconds via Plaid. Transactions auto-categorise the moment they clear. Read-only access — we can never initiate a transaction.
Set limits once. Get warned before you overshoot — not after. Budgets that flex to how you actually spend, with visual progress bars that update live.
AI-generated insights surface patterns you'd never catch yourself. Weekly and monthly breakdowns, category trends, and net worth tracking.
Read-only bank access. Face ID lock. Firebase Security Rules limit access to your data only. Never sold or shared with advertisers.
Quiet when things are fine. Precise when they matter. Alerts calibrated to your spending habits, not arbitrary thresholds.
Download free. Unlock powerful AI features anytime with Pro.
| Feature | Free | Pro |
|---|---|---|
| Live bank sync (Plaid) | ✓ | ✓ |
| Auto-categorized transactions | ✓ | ✓ |
| Budget goals & tracking | ✓ | ✓ |
| Spending breakdown charts | ✓ | ✓ |
| AI chat assistant | ✓ | ✓ |
| Streak & achievement system | ✓ | ✓ |
| Claude-powered Pro AI chat | – | ✓ |
| Proactive spending alerts | – | ✓ |
| Bill spike & duplicate detection | – | ✓ |
| Subscription tracker | – | ✓ |
| AI budget generator | – | ✓ |
| Weekly AI financial check-ins | – | ✓ |
and growing daily
via Plaid, read-only
Pro: $4.99/mo or $34.99/yr
Baseline allows you to track your spending in multiple ways, you can see a weekly over view, day-by-day, and see your spending patterns. It combines finance and social media with its Friends functionality.
You're not going to get anything better than this, it has everything you could ever ask for.
super accessible and useful even without pro, but pro is definitely worth it
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No spam. Feature updates only. Privacy Policy